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    See what reform costs your portfolio.

    01

    Assets to compare

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    02

    Projection settings

    What we're comparing
    Until 1 July 2027
    Pre-reform
    vs
    From 1 July 2027
    Post-reform
    Provisional
    Projection years

    ≈ ends 2036

    Growth assumptions (p.a.)
    Capital growth
    Rent growth
    Inflation
    Skip the growth math
    (optional)

    One number for the whole portfolio at year 10. Splits across assets by current value. Per-asset overrides win.

    Total portfolio value at year 10
    $
    Bottom line
    $0

    Barely a ripple.

    How the headline breaks down

    Year 1 cashflow
    $0
    No change
    Year 1 out of pocket
    No change
    $0
    Current
    $0
    $0 / month
    Proposed
    $0
    $0 / month
    Borrowing capacity
    $0
    No change
    Borrowing capacity hit
    No change
    $0
    Under current
    $0
    Under reform
    $0
    10yr cashflow
    $0
    No change
    Cumulative cashflow (10 yr)
    No change
    $0
    Current
    $0
    Proposed
    $0
    If sold at exit
    $0
    No change
    CGT if sold at exitProvisional
    No change
    $0
    Current
    $0
    Proposed
    $0

    Rule changes

    4 key differences

    Current
    • 50% of the gain is tax-free.
    After reform
    • CPI indexation + 30% minimum tax (1 Jul 2027).

    What to do about it

    Add an asset above to see your personal moves.